ADITYA BIRLA
Our policy rewards you for staying fit and healthy and these rewards are
accumulated in the form of HealthReturns. You can start earning HealthReturns by
completing the following steps
* Complete a health assessment which as a result provides you a healthy heart
score
* Start exercising to earn Activ Dayz
* Earn HealthReturns monthly based on the accumulated Activ Dayz and your
Healthy Heart Score
* You can use these HealthReturns for something as small as getting medicines
for a fever or even for a surgery that is not covered due to a waiting period
or exclusion in the policy. Furthermore, you can use HealthReturns for paying
your premium from the 1st renewal of the policy.