List of Documents Required for Self-employed Applicants

Self-employed personal loan applicants are typically needed to submit the following documents along with a duly completed loan application form along with passport-sized photographs:

Photo Identity Proof (Any one)

• Passport
• PAN Card
• Voter’s ID
• Aadhaar Card
• Driving License

Address Proof (Any one)

• Passport
• Aadhaar Card
• Driving License
• Utility Bill (telephone, water,  electricity,  gas) – less than 2 months old
• Ration Card

Proof of Residence Ownership (Any one)

• Property documents
• Maintenance bill
• Electricity bill

Proof of Office Address and Ownership (Any one)

• Maintenance bill
• Property documents
• Electricity bill

Proof of Business Existence (Any one)

• Copy of GST registration
• Company registration license
• Shop establishment proof

Income Proof

• Last 2 years Income tax returns of the applicant along with computation of income duly attested by a Chartered Accountant
• Audited balance sheet and Profit & Loss accounts, including tax audit report, if applicable
• Savings/current account bank statement/ bank passbook for the past one year

Proof of Investment (in case any) – Investments such as fixed deposit, fixed assets, shares, etc.
Existing Loan Documents (in case any) – Payment Track Record and sanction letter
Professional Degree Certificate (In case of professionals)
Photograph – Coloured passport size photographs